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"You shall not covet" is the most common translation of one (or two, depending on the numbering tradition --- see the entry on Ten Commandments) of the Ten Commandments, which are widely understood as moral imperatives by legal scholars, Jewish scholars, Catholic scholars, and Post-Reformation scholars. The book of Exodus describes the Ten Commandments as being spoken by God, inscribed on two stone tablets by the finger of God, broken by Moses, and rewritten on replacements stones by the LORD. The full text of the commandment reads:
You shall not covet your neighbor's house. You shall not covet your neighbor's wife, or his manservant or maidservant, his ox or donkey, or anything that belongs to your neighbor.
— Exodus 20:17 (NIV)
Unlike the other commandments which focus on outward actions, this commandment focuses on the human heart. (But Bible Scholar Dr. Joel M. Hoffman argues that "covet" is a mistranslation and the original Hebrew means "take.") It is an imperative against setting one’s desire on things that are forbidden. One commandment forbids the act of adultery. This commandment forbids the desire for adultery. One commandment forbids stealing. This commandment forbids the desire for unjust acquisition of another’s goods. The New Testament describes Jesus as interpreting the Ten Commandments as issues of the heart’s desires rather than merely prohibiting certain outward actions.
You have heard that it was said to the people long ago, “Do not murder,” and “anyone who murders will be subject to judgment.” But I tell you that anyone who is angry with his brother will be subject to judgment…You have heard that it was said, “Do not commit adultery.” But I tell you that anyone who looks at a woman lustfully has already committed adultery with her in his heart.
— Matthew 5:21-22, 27-28 (NIV)
The command against coveting is seen as a natural consequence of the command to “love your neighbor as yourself.” The prohibition against desiring forbidden things is also seen as a moral imperative for the individual to exercise control over the thoughts of his mind and the desires of his heart.
The Hebrew word translated “covet” is chamad (חמד) which is commonly translated into English as “covet”, “lust”, and “strong desire.” The Hebrew Bible contains a number of warnings and examples of negative consequences for lusting or coveting. For example, when God was instructing Israel regarding the false religion of the Canaanites, he warned them not to covet the silver or gold on their idols, because this can lead to bringing detestable things into the home.
The images of their gods you are to burn in the fire. Do not covet the silver and gold on them, and do not take it for yourselves, or you will be ensnared by it, for it is detestable to the LORD your God. Do not bring a detestable thing into your house or you, like it, will be set apart for destruction. Utterly abhor and detest it, for it is set apart for destruction.
— Deuteronomy 7:25-26 (NIV)
The Book of Joshua contains a narrative in which Achan incurred the wrath of God by coveting prohibited gold and silver that he found in the destruction of Jericho. This is portrayed as a violation of covenant and a disgraceful thing. The book of Proverbs warns against coveting, “Above all else, guard your heart, for it is the wellspring of life.” The prophet Micah condemns the coveting of houses and fields as a warning against lusting after physical possessions. The Hebrew word for “covet” can also be translated as “lust,” and the book of Proverbs warns against coveting in the form of sexual lust.
Do not lust in your heart after her beauty or let her captivate you with her eyes, for the prostitute reduces you to a loaf of bread, and the adulteress preys upon your very life.
— Proverbs 6:25-26 (NIV)
Maimonides (the Rambam) viewed the prohibition of coveting as a fence or boundary intended to keep adherents a safe distance away from the very serious sins of theft, adultery, and murder.
Desire leads to coveting, and coveting leads to stealing. For if the owner (of the coveted object) does not wish to sell, even though he is offered a good price and is entreated to accept, the person (who covets the object) will come to steal it, as it is written (Mikha 2:2) [Micah 2:2], 'They covet fields and (then) steal them.' And if the owner approaches him with a view to reclaiming his money or preventing the theft, then he will come to murder. Go and learn from the example of Achav [Ahab] and Navot [Naboth].
Maimonides’ admonition to learn from the example of Ahab and Naboth refers to the narrative in 1 Kings 21 in which King Ahab of Israel tried to convince Naboth the Jezreelite to sell him the vineyard Naboth owned adjacent to the king’s palace. Ahab wanted the land to use as a vegetable garden, but Naboth refused to sell or trade the property to Ahab saying, “The LORD forbid that I should give up to you what I have inherited from my fathers!” Ahab’s wife Jezebel then conspired to obtain the vineyard by writing letters in Ahab’s name to the elders and nobles in Naboth’s town instructing them to have two scoundrels bear false witness claiming that Naboth has cursed both God and the king. After Naboth was subsequently stoned to death, Ahab seized possession of Naboth’s vineyard. The text describes the LORD as very angry with Ahab, and the prophet Elijah pronounces judgment on both Ahab and Jezebel.
Other Jewish views portray the prohibition of coveting as having its own fundamental and independent significance apart from the other nine commandments. For example, the Bava Batra teach that a person can even harm his neighbor with his eyes. It asserts that damage caused by looking is also regarded as damage that is prohibited. Even if the covetous desire is concealed in the heart, the covetous desire in itself is regarded by the Torah as damaging to the neighbor.
Philo describes covetous desire as a kind of revolution and plotting against others, because the passions of the soul are formidable. He regards desire as the worst kind of passion, but also one over which the individual exercises voluntary control. Therefore, near the conclusion of his discourse on the Decalogue, Philo exhorts the individual to make use of this commandment to cut off desire, the fountain of all iniquity. Left unchecked, covetous desire is the source of personal, interpersonal, and international strife.
Is the love of money, or of women, or of glory, or of any one of the other efficient causes of pleasure, the origin of slight and ordinary evils? Is it not owing to this passion that relationships are broken asunder, and change the good will which originates in nature into an irreconcilable enmity? And are not great countries and populous kingdoms made desolate by domestic seditions, through such causes? And are not earth and sea continually filled with novel and terrible calamities by naval battles and military expeditions for the same reason?
— Philo 
Ibn Ezra taught that a person can control his desires by training his heart to be content with that God has allotted to him.
When he knows that God has forbidden his neighbor's wife to him, then she is more elevated in his eyes than the princess in the eyes of the peasant. And so he is satisfied with his portion and does not allow his heart to covet and desire something that is not his, for he knows that God does not wish to give it to him; he cannot take it by force or by his thoughts or schemes. He has faith in his Creator, that He will provide for him and do what is good in His eyes.
— Ibn Ezra
The Gospel of Luke describes Jesus' warning to guard one’s heart against covetousness. "Take care, and be on your guard against all covetousness, for one’s life does not consist in the abundance of his possessions." Jesus also describes the sins that defile a person as sins from coming from untamed desires in the heart. The book of James portrays covetous desire residing in the heart as being the internal source of temptation and sin. James goes on to describe how covetous desire leads to fighting and that lack of material possessions is caused by not asking God for them and by asking with wrong motives.
You covet and cannot obtain, so you fight and quarrel. You do not have, because you do not ask. You ask and do not receive, because you ask wrongly, to spend it on your passions. You adulterous people! Do you not know that friendship with the world is enmity with God? Therefore whoever wishes to be a friend of the world makes himself an enemy of God.
— James 4:2-4
The books of Ephesians and Colossians regard the sin of covetousness as a kind if idolatry and list this sin along with sexual immorality and impurity which give rise to the wrath of God.
But sexual immorality and all impurity or covetousness must not even be named among you, as is proper among saints. Let there be no filthiness nor foolish talk nor crude joking, which are out of place, but instead let there be thanksgiving. For you may be sure of this, that everyone who is sexually immoral or impure, or who is covetous (that is, an idolater), has no inheritance in the kingdom of Christ and God. Let no one deceive you with empty words, for because of these things the wrath of God comes upon the sons of disobedience.
— Ephesians 5:5-6
The New Testament stresses thanksgiving and contentment as proper heart attitudes that contrast covetousness. John the Baptist exhorted soldiers to be content with their pay rather than extorting money by threats and false accusations. The book of Hebrews encourages one to keep his life free from the love of money and “be content with what you have” and depend on the promises and help of God rather than trusting in wealth. The book of 1 Timothy contains a classic warning against the love of money and stresses that it is great gain to be content with food and clothing.
Now there is great gain in godliness with contentment, for we brought nothing into the world, and we cannot take anything out of the world. But if we have food and clothing, with these we will be content. But those who desire to be rich fall into temptation, into a snare, into many senseless and harmful desires that plunge people into ruin and destruction. For the love of money is a root of all kinds of evils. It is through this craving that some have wandered away from the faith and pierced themselves with many pangs.
— 1 Timothy 6:6-10
The Catholic Church considers the prohibition on coveting in Deuteronomy 5:21 and Exodus 20:17 to include two commandments, which are numbered the ninth and tenth commandments in Catholic teaching. In the Catholic view, the ninth commandment is a prohibition on carnal concupiscence (or lust), and the tenth commandment prohibits greed and the setting of one’s heart on material possessions.
A key point in the Catholic understanding of the ninth commandment is Jesus’ statement, “Every one who looks at a woman lustfully has already committed adultery with her in his heart.” There is an emphasis on the thoughts and attitudes of the heart as well as the promise that the pure in heart will both see God and be like him.
The sixth beatitude proclaims, "Blessed are the pure in heart, for they shall see God." (Matthew 5:8) "Pure in heart" refers to those who have attuned their intellects and wills to the demands of God's holiness, chiefly in three areas: charity; (1 Timothy 4:3-9, 2 Timothy 2:22) chastity or sexual rectitude; (1 Thessalonians 4:7, Colossians 3:5, Ephesians 4:19) love of truth and orthodoxy of faith.( Titus 1:15, 1 Timothy 1:3-4, 2 Timothy 2:23-26 ) …The "pure in heart" are promised that they will see God face to face and be like him.( 1 Corinthians 13:12; 1 John 3:2) Purity of heart is the precondition of the vision of God. Even now it enables us to see according to God, to accept others as "neighbors"; it lets us perceive the human body - ours and our neighbor's - as a temple of the Holy Spirit, a manifestation of divine beauty.
— Catechism of the Catholic Church
While baptism confers upon the Christian purification of sins, the baptized must continue to struggle against disordered desires and the lust of the flesh. By God’s grace he can prevail 1) by virtue of the gift of chastity which empowers love with a undivided and upright heart 2) by purity of intention which seeks to find and fulfill the will of God in everything 3) by purity of vision which disciplines the feelings and imagination and refuses complicity with impure thoughts, and 4) by prayer which looks to God for help against temptation and casts one’s cares upon God.
Adherence to the ninth commandment’s requirement of purity requires modesty, which protects the intimate center of the person. Modesty refuses to unveil what should remain hidden. Modesty is a servant of chastity and guides how one looks at others and behaves toward them in protective conformity with the dignity of the human person. Modesty encourages patience and moderation in loving relationships, requiring that the conditions for the definitive giving and commitment of man and woman be fulfilled to one another. It is a decency that inspires one’s clothing. Modesty is discrete and avoids unhealthy curiosity.
There is a modesty of the feelings as well as of the body. It protests, for example, against the voyeuristic explorations of the human body in certain advertisements, or against the solicitations of certain media that go too far in the exhibition of intimate things. Modesty inspires a way of life which makes it possible to resist the allurements of fashion and the pressures of prevailing ideologies. The forms taken by modesty vary from one culture to another. Everywhere, however, modesty exists as an intuition of the spiritual dignity proper to man. It is born with the awakening consciousness of being a subject. Teaching modesty to children and adolescents means awakening in them respect for the human person.
— Catechism of the Catholic Church
In addition to personal purity and modesty, the Catholic Church teaches that Christian purity requires a purification of the social climate. Communications media ought to demonstrate respect and restraint in their presentations which should be free from widespread eroticism and the inclination to voyeurism and illusion. Moral permissiveness rests on a wrongheaded understanding of human freedom. Education in the moral law is necessary for the development of true freedom. Educators should be expected to give young people “instruction respectful of the truth, the qualities of the heart, and the moral and spiritual dignity of man.”
Catholic teaching on the prohibition of greed and envy center around Christ’s admonishments to desire and store up treasure in heaven rather than on earth, “For where your treasure is, there will your heart be also.”  The tenth commandment is regarded as completing and unfolding the ninth. The tenth commandment forbids coveting the goods of another, as the root of the stealing and fraud forbidden by the commandment, “You shall not steal.” "Lust of the eyes" leads to the violence and injustice forbidden by the commandment, “You shall not murder.” Covetousness, like sexual immorality, originates in the idolatry prohibited by the first three commandments. The tenth commandment summarizes the entire law, by focusing on the intentions and desires of the heart. Covetous desires create disorder because they move beyond satisfying basic human needs and “exceed the limits of reason and drive us to covet unjustly what is not ours and belongs to another or is owed to him.” Greed and the desire to amass earthy goods without limit are forbidden. Avarice and passion for riches and power are forbidden. “You shall not covet” means that we should banish our desires for whatever does not belong to us. Never having enough money is regarded as a symptom of the love of money. Obedience to the tenth commandment requires that envy be banished from the human heart. Envy is a capital sin that includes sadness at the sight of another’s goods and the immoderate desire to acquire them for oneself. The baptized person should resist envy by practicing good will and rejoicing and praising God for material blessings granted to neighbor and brother.
God warns man away from what seems "good for food . . . a delight to the eyes . . . to be desired to make one wise," and law and grace turn men’s hearts away from avarice and envy and toward the Holy Spirit who satisfies man’s heart.
“But now the righteousness of God has been manifested apart from law, although the law and the prophets bear witness to it, the righteousness of God through faith in Jesus Christ for all who believe."(Romans 3:21-22) Henceforth, Christ's faithful "have crucified the flesh with its passions and desires"; they are led by the Spirit and follow the desires of the Spirit.”(Galatians 5:24, cf. Romans 8:14, 27)
— Catechism of the Catholic Church
Catholic teaching reminds that Jesus enjoins his disciples to prefer him to everything and everyone, and bids them "renounce all that [they have]" for his sake and that of the Gospel. Jesus gave his disciples the example of the poor widow of Jerusalem who gave out of her poverty all that she had to live on. Detachment from riches is portrayed as obligatory for entrance into the Kingdom of heaven. "Blessed are the poor in spirit" represents the expectation that those who do not receive all their physical longings are more inclined to seek fulfillment of their spiritual longings through Jesus Christ. “The Lord grieves over the rich, because they find their consolation in the abundance of goods.” "I want to see God" expresses the true desire of man. The water of eternal life quenches the thirst for God. Attachment to the goods of this world are a bondage. The Scriptural remedy is the desire for true happiness that is found in seeking and finding God. Holy people must struggle, with grace from on high, to obtain the good things God promises. Christ’s faithful put to death their cravings and, with the grace of God, prevail over the seductions of pleasure and power. For what does it profit a man to gain the whole world, yet lose his own soul?
Martin Luther views sinful human nature such that no person naturally desires to see others with as much as oneself, each acquiring as much as he can while pretending to be pious. The human heart, Luther says, is deceitful, knowing how to adorn oneself finely while concealing one’s rascality.
For we are so inclined by nature that no one desires to see another have as much as himself, and each one acquires as much as he can; the other may fare as best he can. And yet we pretend to be godly, know how to adorn ourselves most finely and conceal our rascality, resort to and invent adroit devices and deceitful artifices (such as now are daily most ingeniously contrived) as though they were derived from the law codes; yea, we even dare impertinently to refer to it, and boast of it, and will not have it called rascality, but shrewdness and caution. In this lawyers and jurists assist, who twist and stretch the law to suit it to their cause, stress words and use them for a subterfuge, irrespective of equity or their neighbor's necessity. And, in short, whoever is the most expert and cunning in these affairs finds most help in law, as they themselves say: Vigilantibus iura subveniunt [that is, The laws favor the watchful].
— Martin Luther, The Large Catechism
Luther further explains that the tenth commandment is not intended for the rogues of the world, but for the pious, who wish to be praised and considered as honest and upright people, because they have not broken any of the outward commandments. Luther sees covetousness in the quarreling and wrangling in court over inheritances and real estate. He sees covetousness in financiering practiced in a manner to obtain houses, castles, and land through foreclosure. Likewise, Luther sees the tenth commandment as forbidding contrivances to take another man’s wife as one’s own and uses the example of King Herod taking his brother’s wife while his brother was still living.
In whatever way such things happen, we must know that God does not wish that you deprive your neighbor of anything that belongs to him so that he suffer the loss and you gratify your avarice with it, even if you could keep it honorably before the world; for it is a secret and insidious imposition practised under the hat, as we say, that it may not be observed. For although you go your way as if you had done no one any wrong, you have nevertheless injured your neighbor; and if it is not called stealing and cheating, yet it is called coveting your neighbor's property, that is, aiming at possession of it, enticing it away from him without his will, and being unwilling to see him enjoy what God has granted him.
— Martin Luther, The Large Catechism
John Calvin views the tenth commandment as a demand for purity of the heart, above and beyond the outward actions. Calvin distinguishes between making an explicit design to obtain what belongs to our neighbor and a covetous desire in the heart. For Calvin, design is a deliberate consent of the will, after passion has taken possession of the mind. Covetousness may exist without such a deliberate design, when the mind is stimulated and tickled by objects on which we set our affection.
As, therefore, the Lord previously ordered that charity should regulate our wishes, studies, and actions, so he now orders us to regulate the thoughts of the mind in the same way, that none of them may be depraved and distorted, so as to give the mind a contrary bent. Having forbidden us to turn and incline our mind to wrath, hatred, adultery, theft, and falsehood, he now forbids us to give our thoughts the same direction.
— John Calvin
In explaining the prohibition on covetousness, Calvin views the mind as either being filled with charitable thoughts toward one’s brother and neighbor, or being inclined toward covetous desires and designs. The mind wholly imbued with charity has no room for carnal desires. Calvin recognizes that all sorts of fancies rise up in the mind, and he exhorts the individual to exercise choice and discipline to shifting one’s thoughts away from fleshly desires and passions. Calvin asserts that God’s intention in the command is to prohibit every kind of perverse desire.
Matthew Henry sees the tenth commandment striking at the root of many sins by forbidding all desire that may yield injury to one’s neighbor. The language of discontent and envy are forbidden in the heart and mind. The appetites and desires of the corrupt nature are proscribed, and all are enjoined to see our face in the reflection of this law and to submit our hearts under the government of it.
The foregoing commands implicitly forbid all desire of doing that which will be an injury to our neighbour; this forbids all inordinate desire of having that which will be a gratification to ourselves. "O that such a man’s house were mine! Such a man’s wife mine! Such a man’s estate mine!’’ This is certainly the language of discontent at our own lot, and envy at our neighbour’s; and these are the sins principally forbidden here. St. Paul, when the grace of God caused the scales to fall from his eyes, perceived that this law, Thou shalt not covet, forbade all those irregular appetites and desires which are the first-born of the corrupt nature, the first risings of the sin that dwelleth in us, and the beginnings of all the sin that is committed by us: this is that lust which, he says, he had not known the evil of, if this commandment, when it came to his conscience in the power of it, had not shown it to him, Rom. 7:7.
— Matthew Henry
The Jewish Study Bible, Tanakh Translation. 2004. Berlin, Adele; Brettler, Marc Zvi; Fishbane, Michael, eds. Jewish Publication Society, New York: Oxford University Press. ISBN 0-19-529751-2
Matthew Henry’s Concise Commentary on the Whole Bible, http://www.biblestudytools.com/Commentaries/MatthewHenryConcise/ (accessed 2 September 2009)
The Holy Bible, English Standard Version. 2007. Crossway Bibles, Wheaton, IL. ISBN 1-58134-379-5
New Jerusalem Bible. 1985. http://www.catholic.org/bible/ (accessed 28 August 2009)
U.S. Catholic Church. Catechism of the Catholic Church. 2003. Doubleday Religion. ISBN 0-385-50819-0 http://www.vatican.va/archive/ccc_css/archive/catechism/p3s2c2a4.htm (accessed 1 September 2009)