Fred Loya Insurance is a car insurance company headquartered in El Paso, Texas. As of 2010 the company has 2,500 employees in California, Colorado, Illinois, New Mexico, and Texas.
The company is owned by Fred Loya, a Hispanic American who had originally worked as a cattle rancher. Loya began selling insurance in 1974.
In 2008 Loya consolidated three San Antonio, Texas claims centers into one.
Loya is famous for his Christmas light displays.